BodaBoda Riders to have Insurance Covering Passengers

Operators of Boda Bodas and tuk-tuks will be obliged to have third-party insurance to safeguard their passengers and pedestrians in the case of an accident.

BodaBoda Riders to have Insurance Covering Passengers

According to Insurance Regulatory Authority (IRA), it will be illegal for motorbike taxis to operate without covers for their passengers.

The inclusion of fare-paying motorcyclists was driven, according to the insurance regulator, by an increase in the frequency of accidents that have left many people injured and unable to pay large expenses.

The new directive is expected to open up a new market for insurance providers, who will be able to cover the almost 1.5 million motorcyclists that ply the country's numerous routes.

“There is no legal requirement for the operators to take up insurance policies as Boda Bodas and tuk-tuks are not indicated in the category of motor vehicles used by fare-paying passengers,” said Godfrey Kiptum, the IRA chief executive.

He also further added that the new law will give room for speculations.

“This leaves room for speculation as to whether they ought to take insurance cover or not. The law, however, provides for insurance cover for motorcycles and motorized three-wheelers used for social, domestic and leisure purposes.”